Fixed Rate Mortgage
Locked Rates, Predictable Plans; The secure path to your Dream Home! With an unchanged interest rate for life of the loan; Fixed Mortgage stands tall with stable monthly payments and freedom of financial planning.
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Enjoy the Stress-free Path to Homeownership!
Lock the Rate
Fix your interest rate and monthly Mortgage payments with stability. Amortize the interest rate and Principal amount at a steady rate.
Calculate Interest Rate30 Years Mortgage
Aim for long term goals! Invest in future planning with confidence for a costlier property and extended repayment time.
Check EligibilityPros and Cons at 30 Years
Despite the higher interest rate; enjoy lower monthly payments and stability in case market rate raises for long term financial plans.
Find Mortgage Lender
28 Years of Transforming Dream Homes into Realities
Home Loans Nationwide / Dream Home Mortgage, a division of Brazos National Bank, originates, underwrites and funds home loans in all 50 states.
Lending in All 50 States
Dream Home Mortgage originates home loans nationwide as a division of Brazos National Bank.
Equal Housing Opportunity
Committed to fair lending and equal access to home financing without discrimination.
Registered Loan Originators
Our loan officers are federally registered mortgage loan originators. Hussein Panjwani, NMLS ID #334616
A Division of Brazos National Bank
Your loan is originated, underwritten and funded by Brazos National Bank, a national bank, not brokered to a third party.
Loud and Proud! The Ratings Speak, Success Follows!
4.6
Dream Home family’s trust shines on Google My Business!
92%
Proven Success! Dream Home Owners Recommend Us!
20+ Loans
FHA, VA, jumbo, DSCR and more.
Debt Consolidation Mortgage Helps You Own Your Dream Home
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What Our Clients Say
I had a great experience with Dream Home Mortgage. The team is very professional and explained me the process, answered my questions, and kept me updated throughout the loan process. I appreciated their patience and attention to detail. I would...
Huge shoutout to the team at Dream Home Mortgage. Mr Hussein and his team are an absolute pleasure to work with. He and his staff are very kind, transparent, diligent and thorough with explaining reviewing all available loan options and...
Dream Home Mortgage went above and beyond to help us build and close our new home. Their team guided us through securing the best interest rate, maintaining the proper debt-to-income ratio, and provided non-stop communication among different parties. This comprehensive...
We had an exceptional experience working with Hussain and the entire team of Dream Home Mortgage. From start to finish they were incredibly supportive, responsive and approachable. No matter how many questions we had or how many times we asked...
I had a fantastic experience with the Dream Home mortgage services provided. The process was seamless from start to finish, and everything was clearly explained at each step. The team and specifically Mr. Hussein Panjwani was always available to answer...
Highly recommend working with DHM! They were easy to work with, readily available and addressed all of our concerns. They provided a calming experience and helped us with every step. Our home buying experience was less stressful only because of...
I has a wonderful experience buying a house with Dream Home Mortgage! Being a first time home buyer, they gave me great advice & helped me step by step throughout the entire process. I highly recommend this team to anyone...
Had an amazing experience working with Hussein and his team to purchase a home! Extremely professional and super quick to respond to make sure all the documents needed are ready to go. Hussein’s knowledge and eagerness to work to make...
“Hussein Panjwani and his team was the best thing that happened to us! Being Self-employed, they gave us the best options and we owe our dream home to them! Kudos to the most trustworthy mortgage advisor!”
“A big shout out to the Best Mortgage Advisor we came across! From pre-qualifying to stepping in our new house, they were there for everything! Our dream home wouldn’t have been possible without them!”
“Couldn’t be more grateful for the Best Mortgage Broker! They got us the best interest rates for our Credit score and we never thought our dream will come true with such ease!”
“As First Time Home Buyers, Dream Home Mortgage was a blessing for us! We had the best experience! Our mortgage consultant was extremely supportive and guided us all the way to make our dream come true!”
15 Years Mortgage
Pay off quicker and enjoy debt-free life in 15 years! Unlock lower interest rate benefits and faster accumulation of Home equity.
Devise Mortgage PlanPros and Cons at 15 Years
Unscathed by highs and lows of market interest rate, enjoy lower interest rate with slightly higher payment and build faster equity.
Find Mortgage ConsultantRisk Assessment
Saving on monthly payments or being debt free in shorter span; assess the pros and cons and alternate options with Mortgage Lenders.
Mortgage Loan OriginatorFrequently Asked Questions
A fixed-rate mortgage keeps the same interest rate for the entire loan. Your monthly payment stays the same, giving you complete stability.
When you lock your rate, your interest and monthly payment never change. This protects you from rising market rates and makes planning easier.
A fixed mortgage has one interest rate that stays the same. On the other hand as the name suggests, a variable mortgage changes with the market, so payments can increase or decrease over time.
It is a long-term loan paid back over 30 years. It offers lower monthly payments, even though you pay more interest overall.
A 30-year mortgage gives you lower monthly payments and steady planning, but it costs more in interest because the loan lasts longer.
A 15-year mortgage is paid off faster and usually comes with a lower interest rate. Therefore, monthly payments are higher, but you build equity quicker.
You can go with a 30-year loan if you want lower monthly payments. If you want to be debt-free sooner then a 15-year loan is the right choice for you. Our team will guide you and compare both options.
