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Adjustable Rate Mortgage

Why pay more when interest rates drop low? Your flexible mortgage plan in ever changing economy! Your gateway to financial freedom with flexible rates varying with publicly published indexes and protected interest caps.

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Choose Flexibility! Adjust Your Mortgage with Fluctuating Economy.

Publicly Published Index

What’s causing rate fluctuations? Accounting for varying indexes including United States T-Bills,
COFI, LIBOR, CODI, MTA, COSI or Prime Rate.

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Mortgage Margin

Stabilizing your Adjustable Rates with Fixed Margin for the term of the loan; Let Dream Mortgage
Lenders determine your Interest Rate.

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Adjustment Frequency

More Flexibility Less Stress; Best Mortgage Advisors guiding you through Reset Dates that suit your budget from annual fluctuations to monthly.

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25 Years of Transforming Dream Homes into Realities

Dream Home Mortgage navigating you seamlessly through the Real Estate maze of USA

  • Approved Realtor in 50 States

    Your trusted real estate partner for secure loans approved in 50 states.

  • Equal Housing Lender

    Insured by FDIC ensuring equal ownership opportunities; no discrimination.

  • Licensed Nationwide

    Hussein Panjwani licensed in Multi-states under NMLS ID 334616.

  • Division of Brazos National bank

    Dream Home Mortgage safeguarding your home ownership journey since 1998.

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Connect with Dream team experts; get keys to your Dream home

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Initial Interest Rates

Commence the journey to homeownership with a lower interest rate and monthly Mortgage payment for a smooth gradual start.

ARM Calculator

Protected Ceiling

Not sure what’s coming your way? Dream Mortgage Lenders pulls limits on interest rate caps with Initial, Periodic, and Lifetime Caps!

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Negatively Amortizing Loans

Watch out for unexpected financial situations! Limit your monthly payment instead of interest caps adding extra interest to the Principal Amount.

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Your refinance application starts here.

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