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Combined/ Hybrid Arms

Secure your Financial Journey. Highs and Lows of market won’t be heavy on your pocket! Dream Home Mortgage plan securing your financial journey with lower initial payments and strategic plan for future increase.

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Take charge of your Dream Home!

Understanding Flexibility

Fixed rate or adjustable; hard to make a choice? Enjoy Fixed rate in the first part and flexible terms in the later with Dream Mortgage Consultant!

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Fixed Period ARMs

Enjoy Fixed Interest Rate with adjustment caps securing first period payment for 3- 10 years before Initial Rate adjustment.

Calculated Fixed ARMs

Balloon Loan

Dream Mortgage securing balloon loans with fixed interest for 5-7 years; Upgrade to new market rate and enjoy same for remainder period.

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25 Years of Transforming Dream Homes into Realities

Dream Home Mortgage navigating you seamlessly through the Real Estate maze of USA

  • Approved Realtor in 50 States

    Your trusted real estate partner for secure loans approved in 50 states.

  • Equal Housing Lender

    Insured by FDIC ensuring equal ownership opportunities; no discrimination.

  • Licensed Nationwide

    Hussein Panjwani licensed in Multi-states under NMLS ID 334616.

  • Division of Brazos National bank

    Dream Home Mortgage safeguarding your home ownership journey since 1998.

Loud and Proud! Our Numbers Roar; Our Clients Soar!


Stellar ratings by Dream Home family on App Store


Dream home owners speak our success story and recommend

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Connect with Dream team experts; get keys to your Dream home

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Graduated Payment ARM

Step into your Dream home with low interest rates and gradually buckle up paying off principal at accelerated rate qualifying larger loans.

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Convertible ARMs

Predicting increased interest rates? Convert to fixed interest rates with minimal fee and paperwork to secure Fixed Mortgage without refinancing.

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Buydown Mortgage

When the tide is turning secure Dream Mortgage with lower initial payments, initial lump sum payments and gradual increase in rate.

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Your refinance application starts here.

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