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Privacy Policy

 

FACTS

WHAT DOES BRAZOS NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • – Social Security number and income
  • – account balances and payment history
  • – credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Brazos National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Brazos National Bank share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

We don’t share

For joint marketing with other financial companies

Yes

We don’t share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

We don’t share

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

We don’t share

For our affiliates to market to you

Yes

We don’t share

For our affiliates to market to you

Yes

We don’t share

To limit our sharing

– Call 866-365-6430 – our menu will prompt you through your choice(s) – Visit us online: www.brazosbank.com Please note: If you are a new customer, we can begin sharing your information N/A days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 866-365-6430 or go to www.brazosbank.com

Who we are

Who we are

Brazos National Bank

What we do

How does Brazos National Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Brazos National Bank collect my personal information?We collect your personal information, for example, when you – open an account or deposit money – pay your bills or apply for a loan – use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only – sharing for affiliates’ everyday business purposes—information about your creditworthiness – affiliates from using your information to market to you – sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?N/A

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

– Brazos National Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

– Brazos National Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– Brazos National Bank does not jointly market.
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