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State and Local Housing Program

Loan assistance programs like Mortgage Credit Certificate; initiating first step to Home ownership for moderate income and great ambitions. Take the initiative; Your Dream home keys are up for grabs!

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Your Dreams in Your Reach; Big Plans for Moderate Income!

Flexible Qualifying Guidelines

Rigid restrictions holding you back? The relaxed qualifying guidelines like alternate credit history and income sources ensuring homeownership!

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Mortgage Credit Certificate

Claim Tax rebate deducting portion of Mortgage interest and enjoy lower monthly mortgage payments with MCC

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Lower Up Front Fee

Taking burden off your shoulders with low-interest loans designed to facilitate you with down payment, closing fee, and prepaid expenses.

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Local Mortgage Lender

25 Years of Transforming Dream Homes into Realities

Dream Home Mortgage navigating you seamlessly through the Real Estate maze of USA

  • Approved Realtor in 50 States

    Your trusted real estate partner for secure loans approved in 50 states.

  • Equal Housing Lender

    Insured by FDIC ensuring equal ownership opportunities; no discrimination.

  • Licensed Nationwide

    Hussein Panjwani licensed in Multi-states under NMLS ID 334616.

  • Division of Brazos National bank

    Dream Home Mortgage safeguarding your home ownership journey since 1998.

Loud and Proud! Our Numbers Roar; Our Clients Soar!


Stellar ratings by Dream Home family on App Store


Dream home owners speak our success story and recommend

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Connect with Dream team experts; get keys to your Dream home

What Our Clients Say

Interest Rates

The relaxed rate of interest on State and Local Housing programs with low monthly Mortgage payments; accessible and affordable home.

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Fixed Rate Stability

Predictability of monthly payment; a blessing in disguise for your budgeting! Fixed Rate Mortgage for secure and hassle-free journey.

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Explore Program

Dream Mortgage lender navigating you through the diverse options of State and Local housing program! Make smart and informed choices!

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Your refinance application starts here.

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