FHA Loan
Perfect for first-time buyers. Qualify with a 580 credit score and just 3.5% down.
- Low down payment
- Flexible credit requirements
- Government-backed security
Buying or Refinancing in Frisco, We Are Here to Help!
Dream Home Mortgage is your trusted Frisco, Texas mortgage lender. We help homebuyers secure the right financing with clarity and confidence. Enjoy fast approvals in as little as 14 days, plus a rate lock renegotiation policy for added flexibility. We offer 25+ loan options tailored to your financial needs, with expanded solutions and quick closings across the area.
We specialize in FHA home loans, VA loans, conventional loans, jumbo mortgages, and refinance options. Whether you are buying or refinancing, we have you covered. Our team of experts has been helping families buy homes since 1998.
Choose Your Loan & Own Your Home
Select the loan that works for you. We'll assist in comparing options, locking in great rates, and advancing with confidence.
Recommended Loan Options For You
VA Loan
For those who served their nation and are now ready to settle down.
- $0 down payment
- No private mortgage insurance
- Built for veterans and active-duty service members
Conventional Loan
Strong credit? Steady income? This loan helps you buy smarter with flexible financing options.
- Down payments as low as 3%
- Fixed or adjustable rate options
- Great for purchases and refinances
Jumbo Loan
Bigger properties need larger amounts above standard limits.
- Ideal for luxury or higher-value properties
- Qualified buyers get fast approvals
- Get construction loans for large-scale building projects
Cash-Out Refinance
Already own a home? Put your equity to work. Pay off debt or fund big plans.
- Tap into your built-up home equity
- Explore options to lower your current rate
- Consolidate high-interest debt into one manageable monthly payment
Self-Employed Loans
Flexible financing built around the way you earn:
- Income checked through bank statements, 1099 forms
- No W-2 or pay stubs needed for qualification
- Great for freelancers, contractors, and business owners
Why Frisco Homebuyers Choose Us
As a division of Brazos National Bank, Dream Home Mortgage offers competitive rates, low fees, and flexible solutions beyond what most banks offer. We structure your financing to maximize savings and ensure a smooth, on-time closing every time.
From first-time buyers to seasoned homeowners, our 28+ years of experience in Frisco neighborhoods, pricing trends, and local lending gives you the confidence to move forward at every stage of the home loan process.
GET APPROVEDFast. Secure. No Obligation.
Close in 14 Days
We close every loan in 14 days. Our mortgage broker network delivers fast approvals and on-time funding. Every time.
Low Mortgage Rates
We beat or match any lender's rate. You get the best deal on your Frisco, TX mortgage. That is our promise.
FHA, VA, and USDA Approved
We are a fully approved lender for all major government-backed loan programs.
Service
Based in Texas and licensed in all 50 states, we offer exceptional support from application to closing, every step of the way.
DHM: Where Promises Become Reality!
Dream Home Mortgage has helped thousands of Frisco families since 1998. We offer 20+ loan programs, low closing costs, and zero hidden fees. We are licensed in all 50 states and close every loan in 14 days. Lock your rate with confidence. If rates drop 25% or more, we re-lock you at the lower rate. That is the Dream Home difference.
Frisco Families Trust Us. Here Is What They Say
Huge shoutout to the team at Dream Home Mortgage. Mr Hussein and his team are an absolute pleasure to work with. He and his staff are very kind, transparent, diligent and thorough with explaining reviewing all available loan options and...
Mrunal Mody
Dream Home Mortgage went above and beyond to help us build and close our new home. Their team guided us through securing the best interest rate, maintaining the proper debt-to-income ratio, and provided non-stop communication among different parties. This comprehensive...
Anita & Asif
We had an exceptional experience working with Hussain and the entire team of Dream Home Mortgage. From start to finish they were incredibly supportive, responsive and approachable. No matter how many questions we had or how many times we asked...
Sreoshi and Santosh
I had a fantastic experience with the Dream Home mortgage services provided. The process was seamless from start to finish, and everything was clearly explained at each step. The team and specifically Mr. Hussein Panjwani was always available to answer...
Mr. & Mrs Amandeep Bedi
Highly recommend working with DHM! They were easy to work with, readily available and addressed all of our concerns. They provided a calming experience and helped us with every step. Our home buying experience was less stressful only because of...
Anita Premjee
I has a wonderful experience buying a house with Dream Home Mortgage! Being a first time home buyer, they gave me great advice & helped me step by step throughout the entire process. I highly recommend this team to anyone...
Tanvi Vankawala
Had an amazing experience working with Hussein and his team to purchase a home! Extremely professional and super quick to respond to make sure all the documents needed are ready to go. Hussein’s knowledge and eagerness to work to make...
Kaif Rehmani
“Hussein Panjwani and his team was the best thing that happened to us! Being Self-employed, they gave us the best options and we owe our dream home to them! Kudos to the most trustworthy mortgage advisor!”
Ameer and Asmita Verjee
“A big shout out to the Best Mortgage Advisor we came across! From pre-qualifying to stepping in our new house, they were there for everything! Our dream home wouldn’t have been possible without them!”
Kiran Sonekar and Vasundha Ramakuru
“Couldn’t be more grateful for the Best Mortgage Broker! They got us the best interest rates for our Credit score and we never thought our dream will come true with such ease!”
Zohra and Sergio
“As First Time Home Buyers, Dream Home Mortgage was a blessing for us! We had the best experience! Our mortgage consultant was extremely supportive and guided us all the way to make our dream come true!”
Jordan and Tiera
Ready to Buy a Home in Frisco, TX?
Stop searching for mortgage lenders near me. We are right here!
Book Your Free Consultation
Or call us at (972) 245-5626
Texas Coverage
Serving Families All Across Texas
In addition to Frisco, TX we help homebuyers and homeowners secure financing across major Texas cities including
No matter where you are in Texas, we make home financing simple, fast, and accessible.
Market Snapshot
Frisco, TX Real Estate Overview (2026)
Frisco continues to rank among the most desirable communities in North Texas as of 2026. The average home value sits at approximately $674,000, and around 1,200 to 1,300+ active listings give buyers solid options across luxury and mid-range segments. Demand remains steady, driven by the city’s reputation for quality and lifestyle.
Located in Collin County just north of Dallas, Frisco is a master-planned city celebrated for its family-friendly atmosphere, award-winning schools, and premier amenities. The PGA of America headquarters and the Dallas Cowboys’ Star entertainment complex both call Frisco home, adding to its national profile and appeal.
