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First Time Home Buyers Program

Texas has been fortunate and has still retained the values of home prices even in this economic downturn. There has been some drop in value but it’s not that bad compared to other states. Our unemployment rate is still lower that other states. But unfortunately we have not escaped from the irony of having foreclosures in our areas. Many homebuilders and borrowers have gone underwater in this economy and therefore it is bringing opportunity for buyers with Cash and other resources to get the Killer Deals. There are still many homes that are in the market with great prices and as low as $40-60 sq-ft in good neighborhoods.

We are the experts in finding the best deals out there for you. We have the List of homes in foreclosures, bank owned homes, Relo and short sales.We offer our buying savings of thousands of dollars!!!! As little as 1% Cash Back on Preowned Home & 2% Cash Back on New Homes.

Benefit to Buyers:

Many individuals see realizing their ambition of house ownership as a major life achievement. Nonetheless, it might not be very safe to enter the real estate market for the first time. Here at Dream Home Mortgage, we are sympathetic to the difficulties you may encounter and dedicated to easing your path to homeownership. Our First-Time Home Buyers Program aims to help you get into a new home with as little out-of-pocket expense as possible. Please find out how our program may be the key to achieving your housing goals.

The Current Housing Market in Texas

Texas has been fortunate that its housing market has weathered the recession largely unscathed. The value has decreased, although less than in some other locations. The lower unemployment rate in the state is another factor in its robustness. Unfortunately, several housebuilders and borrowers have experienced foreclosures and underwater situations due to economic difficulties. Although this is undoubtedly a setback for them, it does provide an opening for savvy consumers to pick up some incredible bargains. Plenty of houses are still available, especially in hot real estate markets, for $40-$60 per square foot. With prices, this low, now is a great moment to join the market and reap the rewards of a lucrative investment. The provision of low-cost housing has been shown to attract new inhabitants and companies, boosting the local economy.



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Expertise in Finding the Best Deals

Dream Home Mortgage takes great satisfaction in its ability to negotiate favorable terms on behalf of its customers. Foreclosures, REOs, relocating families, and short sales all make up our exhaustive database. Buyers searching for exceptional market prospects will find this list an excellent tool. Our team of real estate experts is committed to learning about you so that we can find you the ideal home at the lowest possible price. We promise to help you through every stage of the home-buying process, whether you’re a first-time buyer or a seasoned investor. We have a deep understanding of the local market and solid connections with lending institutions, allowing us to assist you in negotiating the best possible mortgage terms and facilitating a seamless transaction. Put your faith in Dream Home Mortgage so that you may buy the house of your dreams.

Buyer Benefits: More Than Just Savings

Dream Home Mortgage offers various perks for first-time homebuyers who choose to deal with them. Let’s check out some of our program’s benefits:

Low Down Payment Options

We realize that a large down payment may be difficult for many first-time purchasers to overcome. That’s why we provide options that need no more than a 3.5% down payment. Your goal of becoming a homeowner might be accomplished much more rapidly.

Expert Negotiation

Our expert negotiators will spare no effort in finding you the greatest deals in the most desirable areas. Because of our in-depth familiarity with the local market, we can pinpoint investment properties with a high potential for rapid appreciation.

Cash Back Rewards

We’re dedicated to helping you save money and providing cash incentives to cover some of your closing expenses. Our program offers a competitive 1% cash back on used houses and a whopping 2% on brand-new construction. These incentives may help you save a tonne of money on your house purchase, so you can relax and settle in.

Win-Win Situation

Our First-Time Home Buyers Program aims to make everyone involved happy. Our experienced staff supports a streamlined sale process, delights sellers, and nets you substantial financial and other benefits. It’s a win-win situation that works out well for all parties.


As a first-time buyer, you should feel enthusiasm and delight while becoming a homeowner. Dream Home Mortgage is committed to providing you with the information, guidance, and support you need to locate your ideal house at an affordable price. There is a win-win scenario for all parties involved with our First-Time Home Buyers Program, which includes low-down payment alternatives, savvy bargaining, and cashback awards. Let us join you on this path of self-discovery and growth. Contact us immediately so we can help you enter the house of your dreams.