Key Takeaways:
- $150K DHM Member Cap: Dream Home Mortgage’s $150K member cap means limited funds available on a first-come, first-served basis until December 31, 2026.
- Grand Funds for Your First Home: Get up to $25,000 in Texas/New Mexico or $20,000 in Arkansas/Louisiana/Mississippi that you never have to repay.
- Dream Home Mortgage Does the Work: Our team handles all paperwork, verifies eligibility, and submits applications to secure your grant before it’s gone.
Getting your first home can feel like a big challenge. But what if you could get up to $25,000 in free money to help you buy it? That’s not a dream, as it’s real. Dream Home Mortgage is here to help you apply for this limited-time first-time homebuyer grant through the HELP Program. Now that you’re aware of the details about the HELP Program, here’s how we can help you get the funds as quickly as possible. Our team will guide you through every step so you can secure this money before it runs out and slips away forever.
Get Up to $25,000 for First-Time Home Buyers in 2026
This gives you a large sum of funds to buy your first home. Moreover, the best part is that you don’t have to pay it back. The program is called Homebuyer Equity Leverage Partnership (HELP), and it works with approved mortgage brokers, such as Dream Home Mortgage. The funds come through a bank partner, not directly to you. That’s where we come in! If you live in Texas or New Mexico, you can get up to $25,000. If you live in Arkansas, Louisiana, or Mississippi, you can get up to $20,000. However, you need to act fast as the money is given out on a first-come, first-served basis. The program ends on December 31, 2026, or when the funds run out, whichever happens first. As an approved member with a $150K Dream Home Mortgage member cap, we have funds available to help multiple families through this offering.
Dream Home Mortgage is Here to Help!
Applying for grants can seem complicated. That’s why we do all the heavy lifting for you so that you can enjoy the fun part about becoming a homebuyer. Here’s what you get:
- Step-by-Step Help: Get walked through the entire application. Therefore, you don’t have to figure it out alone.
- Check If You Qualify: All your questions are answered on time, without the tedious back-and-forth. The team makes sure you meet the program rules and get it through the door.
- Handle the Paperwork: Forms are filled out correctly, completed to the T, and sent in on time.
- Submit Your Application: Your application goes directly to the program on your behalf.
- Secure Your Funds: Our team works hard to secure your grant approval before the funds run out.
With 27 years of experience helping buyers in all 50 states, the DHM team understands how these programs work and how to guide you toward success. Plus, we have a special rate lock policy. If rates drop by 25% or more after you lock, we relock your loan at the lower rate. If rates go up, you’re protected. Apply Now!
Perks You’ll Only Get at DHM
Dream Home Mortgage doesn’t just help with this grant. Here are many other benefits:
- Rates match or beat other companies’ offers.
- Services available for people with H1-B visas or EAD cards.
- Help available for people with no credit score or low scores (as low as 580).
- Loans approved quickly—some in just 14 days.
- Closing costs stay low with no surprise fees.
- High debt-to-income ratios are accepted.
As a Division of Brazos National Bank and a certified HELP Program member, We have built a reputation as a trusted industry leader. We also offer many types of loans: FHA, Conventional, Jumbo, Reverse, Construction, and Cash-Out mortgages.
Start Today to Stay Ahead
This limited-time first-time homebuyer grant won’t last forever. Funds are limited, and they’re going fast. The program starts on January 2, 2026, just in time! Therefore, you shouldn’t wait too long until it’s too late. Our team is ready to help you right now. We’re based in Plano, Texas, but we serve clients across the country. You can book a free consultation with us today to get the money you deserve and help you buy your first home. For further details and a gentle reminder when applications open, stay tuned for updates on the HELP program. Your dream home is waiting, and so is your grant money!
FAQs:
Texas and New Mexico residents can receive up to $25,000. Arkansas, Louisiana, and Mississippi residents can get up to $20,000 per household.
No, this is grant money that you never have to pay back. It’s a grant, not a loan, to help you buy your home.
Dream Home Mortgage can access $150,000 total per offering to help multiple families. Individual homebuyers receive $20,000 to $25,000, not the full amount.
The program ends December 31, 2026, or when funds run out, whichever comes first. Funds are distributed on a first-come, first-served basis.
We handle paperwork, verify eligibility, submit applications on your behalf, and work to secure your grant approval before funds run out completely.
