High DTI Mortgage Lenders: How Much Debt-to-Income Ratio You Can Actually Have
Some lenders offer mortgage programs for borrowers with higher debt-to-income ratios. FHA loans may allow a DTI up to 57% and conventional loans up to 49.9%, well above the standard 43% cutoff most lenders use. Paying down debt or consolidating it before you apply can lower your DTI and strengthen...






