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A Conventional Mortgage Loan: what is it?

February 20, 2023blog0

An FHA Loan or a USDA loan are examples of mortgages that are guaranteed by federal government programmes; conventional mortgage loans are not. Both conforming and nonconforming mortgages are available. Conforming mortgages satisfy the requirements of the government-sponsored private firms Freddie Mac and Fannie Mae. These businesses insure conforming loans,...

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What Should I Do If My Application for a Mortgage Is Denied?

January 16, 2023blog0

Rejection of a Mortgage Application can be devastating. You’ve done all the hard work and discovered a home you’d want to reside in. Now you’ve been informed that it’s impossible. What then? Determine what went wrong Understanding why your application was denied is the first step in getting your home...

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What is an FHA loan and what are its benefits?

January 16, 2023blog0

A home mortgage that is guaranteed by the government and provided by a bank or other lender that has been approved by the Federal Housing Administration (FHA) is known as an FHA Loan. FHA loans allow applicants with lower credit ratings than is often necessary and offer smaller minimum down...

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How Self Employed Can Obtain a Mortgage – Pathway to Dream Home

January 10, 2023blog0
dream home

The American Dream ,everyone has heard about it. Many of us desire it.  Everyone’s bucket list often includes a dream home. Historically, the opportunity to acquire a dream home needed a steady income, which meant holding down a full-time employment. However, the meaning of “work” has shifted for many people...

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Understanding Home Equity- How you can use it.

December 11, 2022blog0

What Is Equity in a Home? Your home’s equity is estimated by deducting any outstanding debt from its market value (aka the balance of your mortgage). How Can I Increase My Home’s Equity? Knowing how home equity grows is a necessary component of understanding it. The equity in your house...

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The Dos and Don’ts of the Mortgage Process

December 11, 2022blog0

We are aware that getting a mortgage might be stressful. During the home-buying process, bank statements, credit scores, interest rates, loan estimates, closing disclosures, and more can truly weigh you down. We’re providing you with a short list of dos and don’ts to assist you sort through the confusion and...

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What You Should Know About VA Jumbo Loan Eligibility

December 11, 2022blog0

VA Jumbo Loans don’t have fixed loan ceilings, unlike conventional jumbo loans. You can borrow more when buying a home because they are only constrained by your eligibility and entitlement. Thankfully, loans provided by the Department of Veterans Affairs (often known as VA Loans) have additional advantages. No prepayment fees,...

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8 VA Home Loans Myths Busted

December 6, 2022blog0

We have all heard about bad VA loans from other people. Some crazy stories about VA loans might make you wonder if the benefit is worth it. Have you heard of evaluations by the VA? Or you were told you need a FICO score of 700 or more. Or maybe...

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5 Ways to Save Money on Your Mortgage

November 7, 2022blog0

If you play your cards well, you can reduce your monthly mortgage payment. The average American will make one of the biggest financial commitments of their lives when they purchase a home. Depending on the terms of your mortgage, you may be making payments on it for the next 30...

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